Transaction Fee

Borrower Fees

TSI charges borrowers a percentage of the interest accrued on their loans. This fee ranges from 3% to 5% of the total interest paid. For example, if a borrower pays $100 in interest on a loan, the TSI transaction fee would be between $3 and $5.

Lender Fees

Lenders also pay a transaction fee, which is a percentage of the interest earned on their loans. This fee ranges from 0.5% to 2% of the total interest received. For example, if a lender earns $100 in interest on a loan, the TSI transaction fee would be between $0.50 and $2.

Fee Calculation and Payment

• The exact fee percentage for both borrowers and lenders is determined dynamically based on market conditions and other factors.

• The transaction fee is automatically calculated and deducted from the loan transfer after the orders are matched. This means the borrower receives the loan amount minus the borrower's transaction fee. In a separate transaction, the lender pays both their own and the borrower's transaction fees to TSI.

• Users can view the details of the transaction fees in their transaction history.