🔆TermMax’s Vision

At TermMax, our vision is to establish a comprehensive foundation for fixed-rate markets within the DeFi ecosystem. We aim to build the standard for fixed-income markets in the crypto world by creating an entire credit market for each token pair just like what we have in real life.

Expanding Financial Operations in DeFi

To establish a sustainable fixed-income market, it is essential to offer a full spectrum of financial management tools, including:

• Customizable Pricing Curves: Empowering market makers to design their own AMM pricing curves in the same markets for borrowing and lending while providing investors efficient prices to deal.

• Fixed-Term Lending and Borrowing: Enabling users to lend or borrow assets with fixed terms and rates, providing predictability and control.

• Long and Short Positions on Spot Assets: Allowing investors to speculate on or hedge against price movements in order to manage risk effectively.

• Leveraged Yield Positions: Providing the ability to take leveraged long or short positions on the yields of yield-bearing tokens in order to maximize capital efficiency.

TermMax addresses this need by providing a fully decentralized borrowing and lending market that establishes fixed maturity dates and borrowing/lending rates. We also offer an easy-to-use tool for curators to initialize and update pricing curves for specific markets. This empowers investors to execute diverse financial strategies and leverage their assets more effectively within DeFi.

Leveraging Fixed-income Tokens for Higher Yields

We utilize Principal Tokens (PTs) from Pendle Finance and other yield-bearing tokens as collateral to generate higher and more sustainable yields. By integrating these tokens into our platform, we aim to achieve:

• Amplified Returns: Users can enhance their returns through leveraging mechanisms while maintaining transparency and security.

• Enhanced Collateral Utilization: Users can utilize a broader range of assets, including yield-bearing tokens and Real-World Assets (RWAs) to maximize investment opportunities and capital efficiency.